Underwriter I - Business Banking (Niche Markets)

Do you enjoy looking at financials, solving business puzzles, and structuring smart lending decisions?

We’re looking for a collaborative team member to join our Business Banking team as an Underwriter I, supporting Niche Markets. This is an opportunity to sharpen your credit skills, gain exposure to specialized lending, and contribute directly to the growth of local businesses.

Position Function:

Underwrites commercial credits. Works with Officer to evaluate financial and other information, and uses internal and external sources to get the best read on the strengths, weaknesses, and potential risks involved with each loan request. Documents the underwriting decision and supporting rationale in writing - in a clear, concise, and candid manner. Ensures that all loans meet CPB quality targets, lending policies, and underwriting guidelines. Helps drive improvement initiatives. Ensures quality service and contributes strongly to meeting department objectives for a quality loan portfolio and development of lending personnel

Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.

Primary Accountabilities:

Minimum Qualifications:

Education:

Experience:

• 4+ years of experience in commercial credit analysis/underwriting or commercial lending required. (A bachelor’s degree can substitute for 2 years of work experience.)

Physical Requirements & Working Conditions:

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.