Senior Underwriter - Small Business Casualty

This is a hybrid position requiring 3 days in office at our Hartford, CT office location. **Candidates may also be considered for a Team Lead role depending on experience and qualifications.**#LI-Hybrid

At CapSpecialty, we are a specialty underwriting company being driven by well-informed, entrepreneurial and proactive employees. Come join our exciting company where you can really make an impact, and each individual's unique skills and talents are recognized and valued. You will find an accessible leadership team that welcomes opinions and ideas. We owe much of our success to our collaborative environment and set of three guiding principles rooted in customer-centricity, employee excellence and corporate culture.

We offer competitive compensation and benefits packages – including an innovative open vacation plan, generous paid sick and parental leave, fully vested matching 401k, company-paid group term life insurance and short- & long-term disability plans, professional and educational growth opportunities, flexible and casual work environment, and recognition for exceptional performance. Please see our full list of Total Rewards here.

CapSpecialty is seeking a Senior Underwriter for our Small Business Casualty team who will help launch and scale a newly established small business unit focused on high-growth casualty segments, leveraging innovative technology developed within the organization. This role offers a unique opportunity to build a portfolio from the ground up, shape underwriting strategy and product development, and mentor a team of underwriters. The position is responsible for driving profitable growth through disciplined underwriting, innovative thinking, and strong broker partnerships, while contributing to the development of a market-leading small commercial offering.

Why This Role Is Exciting:

• Opportunity to build a new underwriting unit and influence long-term strategy.
• Direct impact on product design, appetite, and growth trajectory.
• Blend of hands-on underwriting, leadership, and innovation.
• High visibility role with meaningful influence across the organization.

Duties/Responsibilities:

• Partner with leadership to define underwriting appetite, pricing strategy, and go-to-market approach, playing a key role in shaping the vision and long-term success of a new small business unit.
• Collaborate with IT leaders to advance technology solutions that enhance efficiency and support the underwiritng of the product.
• Support the recruitment, onboarding, and mentorship of a team of underwriters, establishing best practices, referral frameworks, and a high-performance, collaborative culture.
• Play a central role in the development of underwriting guidelines, applications, workflows, and coverage enhancements, helping build a market-leading product from the ground up.
• Establish and strengthen relationships with key broker partners to drive submission flow, enhance market presence, and accelerate profitable growth.
• Proactively identify new business opportunities through broker engagement, outreach, and market intelligence within targeted segments.
• Provide ongoing feedback to leadership on market conditions, competitive dynamics, and emerging trends to inform strategy and product evolution.
• Underwrite new business across targeted segments, applying sound judgment to build a profitable and scalable portfolio.
• Collaborate cross-functionally (claims, actuarial, operations, product) to resolve issues, enhance processes, and improve overall portfolio performance.
• Deliver a high level of service to brokers and internal stakeholders by maintaining responsiveness, meeting service level expectations, and resolving inquiries efficiently.
• Maintain a strong understanding of product offerings, pricing, and coverage forms, and effectively communicate terms and underwriting decisions.

Supervisory Responsibilities:

Provide indirect supervision, guidance, and mentorship to team members.

Core Competencies:

• Advanced knowledge of insurance contracts, basic accounting, risk management techniques, and state regulations.
• Superior written and verbal communication skills.
• Superior ability to think clearly and quickly, multitask, and work independently as well as with others.
• Advanced analytical and problem-solving skills.

Education and Experience:

• Bachelor’s Degree, or equivalent.
• 5+ years of general liability underwriting experience with an Excess & Surplus carrier and prefer candidates with existing wholesale producer relationships.
• Completion or continuing work towards industry certification (i.e. CIC, IIA, CPCU) is preferred and encouraged.

Physical Demands:

• Prolonged periods of sitting at a desk and working on a computer.
• May be required to lift up to 15 lbs at times.
• Customary business travel, including air and car travel, may be required.

CapSpecialty is a leading provider of specialty insurance and bonds for small- to mid-sized businesses in the U.S., offering casualty, professional liability, surety and fidelity products in all 50 states and the District of Columbia. By working with select partners through a limited distribution model, CapSpecialty's creative, hard-working team provides personalized service and cultivates mutually successful partnerships to deliver positive results. CapSpecialty is an operating subsidiary of Berkshire Hathaway, and its carriers have an A+ ("Superior") rating from A.M. Best, writing both admitted and non-admitted policies. For more information, please visit CapSpecialty.com.

Apply today!

Equal Employment Opportunity Employer