Vice President, SBA Business Banking

In this role, you lead SBA lending activities within a regional bank, coordinating with the SBA division, Credit Administrators, and Loan Operations to ensure timely, compliant loan processing. You will draft Opportunity Memos, verify SBA eligibility, and structure loans for 7(a) and 504 programs, while supporting relationship managers and driving cross-functional collaboration. You will influence loan outcomes and uphold SBA controls and SLA compliance, with opportunities to train sales teams and expand the bank's SBA portfolio. This is a hands-on role for a seasoned lender who shapes credit strategies and operational quality in a growth-focused environment.

• competitive salaries
• ownership stake in the company
• medical and dental insurance
• time off
• 401k matching program
• tuition assistance program

• Collaborate across the SBA division, Credit Administrators, Loan Operations, and relationship managers to review loan requests and ensure proper approvals within SLAs
• Draft Opportunity Memos for SBA loans using information from lenders and relationship managers
• Evaluate SBA Eligibility at initial review and prior to approvals; assess Credit Quality and SBA structure including loan costs
• Request missing information for OM, communicate with lenders for credit submissions, track SBA CAO decisions, update OM, and issue Term Sheets
• Deliver SBA team packages to lenders with Term Sheets to facilitate handoff to SBA Underwriter
• Participate in training with Sales Team to generate new 7(a) and 504 loans and share marketing ideas
• Provide Audit and Control points to ensure compliance and SLA adherence across Loan Operations and SBA processes
• Work with internal partners to assess opportunities and support cross-selling of related services

• 7+ years of SBA lending or related experience
• Bachelor's degree; finance or accounting preferred
• Strong knowledge of 7(a), 504, and SBA Express programs
• Commercial credit analysis and loan structuring skills
• SBA eligibility and processing knowledge for origination through closing
• Experience working with Sales teams or SBA SMEs; ability to communicate with bankers and customers
• Intermediate to advanced knowledge of SBA SOPs and regulatory compliance
• Advanced relationship management and organizational/time management skills
• Willingness to travel up to 50%

• Strong organizational skills
• Excellent written and verbal communication
• Cross-functional collaboration
• SBA 7(a), 504, SBA MARC, SBA Express knowledge
• Commercial credit analysis
• Loan structuring for diverse business needs