Credit & Collections Analyst

SUMMARY:

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

REPORTS TO: Credit Manager

MINIMUM QUALIFICATIONS:

• Proficiency with MS Excel


• Excellent math skills


• Experience in credit and collections


• Excellent ability to read, write, and speak English

PREFERRED QUALIFICATIONS:

• College degree - will consider related experience in lieu of degree


• Strong negotiation skills


• Proficiency with Microsoft Office Suite software


• Detail oriented


• Ability to solve problems


• Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

WORKING CONDITIONS:

• Largely sedentary role in an office environment


• Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets

COMPENSATION:

The compensation range for this position is $45,000.00 to $55,000.00 annually

OTHER COMPENSATION:

The following additional compensation may be applicable for this position:

• Profit Sharing

BENEFITS:

• Insurance - Medical, Dental, Vision Care for full-time positions


• Insurance - Medical only for part-time positions, 30+ hours/week


• Disability Insurance


• Life Insurance


• 401(k)


• Paid Sick Leave


• Paid Holidays


• Paid Vacation


• Health Savings Account (HSA) and matching


• Dependent Care Flexible Spending Account (FSA)


• Teledoc


• Paid Pregnancy & New Parent Leave

SUPERVISORY RESPONSIBILITIES: NO

ESSENTIAL JOB FUNCTIONS:

• Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.


• Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.


• Ability to review credit applications for credit granting and establishing six figure credit limits.


• Escalating collection activities as required by business circumstances.


• Assisting the Division Credit Manager to maintain and enforce CED’s lien and bond rights for secured projects.


• Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.


• Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.


• Negotiating differences with customers and making arrangements for payment and dispute resolution.


• Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.


• Maintaining professional relationships with Managers and external customers.

NOTE: Because positions may evolve due to the needs of the business, this job description may not list all essential functions and is not designed to contain a comprehensive listing of all required activities, duties, or responsibilities. Other essential functions, duties, responsibilities, and activities may be assigned at any time; with or without notice.

• CED is an Equal Opportunity Employer - Disability | Veteran