Senior Accountant - Financial Services

Senior Consultant – Loan Accounting & Process Improvement (Contract)

SpectrumCareers is partnering with a large financial institution to find a Senior Consultant with deep loan accounting experience for a short-term engagement. The role combines hands-on accounting with a mandate to assess and improve how the loan accounting function operates. It’s a strong fit for someone who can step in quickly, own the day-to-day, and leave behind cleaner processes than they found.

Responsibilities:

• Manage complex journal entries, advanced account reconciliations, and financial reporting schedules.
• Oversee guarantee invoicing and reporting, adhering to loan accounting controls.
• Resolve intricate commitment and loan-related data issues.
• Respond to internal and external inquiries, including those from auditors.
• Evaluate current loan accounting workflows, reconciliations, and close processes to identify inefficiencies, control gaps, and manual workarounds.
• Design and implement process improvements, including streamlined reconciliations, standardized templates, and automation opportunities in Excel and the loan sub-ledger.
• Document revised procedures, desk guides, and control narratives to support consistency and audit readiness.
• Partner with accounting, operations, and IT stakeholders to drive adoption of improved processes.
• Deliver recommendations and a transition plan so improvements are sustained after the engagement ends.

Qualifications:

• Bachelor’s degree in Accounting;
  CPA a plus.
• Five or more years of accounting experience, with a focus on loans.
• Experience in financial institutions strongly preferred.
• Demonstrated track record of process improvement, whether through consulting, Big 4, or internal transformation work.
• Strong understanding of financial and accounting principles (GAAP).
• Excellent organization, multitasking, and critical thinking skills.
• High attention to detail and accuracy in maintaining financial records.
• Proficiency in general ledger and sub-ledger systems, along with advanced Excel skills.
• Ability to independently gather, consolidate, and analyze accounting data.
• Effective written and verbal communication skills, including documenting processes for others.
• Strong team and collaboration skills, with the ability to influence without direct authority.
• Available to start immediately.