Business Banking Underwriter IV

In this role you will underwrite Business Banking loans to assess creditworthiness and ensure compliance with lending policies. You will manage a personal pipeline, review financials, and make sound credit decisions for complex exposures up to $10MM using authority up to $4MM. You will mentor teammates and collaborate with credit and segment risk to support departmental goals. This position offers a chance to shape lending outcomes and work with cross-functional teams in a growth-minded bank.

• flexible work arrangement (in-office and work from home)
• office-based hybrid options
• remote work opportunities
• equal opportunity employer
• tobacco-free hiring practice

• Maintain an individual pipeline of business loan work
• Review financial and credit app data to decide credit risk
• Underwrite complex loans up to $10MM with authority up to $4MM
• Assess borrower risk profile and ensure policy compliance
• Mentor new hires and support UW II/III families as needed
• Back up manager for team meetings and cross-functional representation
• Collaborate with credit and segment risk to meet department goals
• Perform additional duties as assigned

• 7+ years of business/commercial underwriting experience in a centralized lending environment
• Ability to underwrite exposures > $4MM and make independent decisions
• Previous authority to underwrite without additional signers
• Strong communication, professionalism, and interpersonal skills
• Proficiency with Microsoft Office and internet resources
• Excellent customer service orientation, motivation, and goal focus
• Strong organizational skills and attention to detail
• Ability to work independently on multiple tasks without sacrificing quality
• Ability to initiate changes within the team to improve the unit

• professionalism
• confidence
• assertiveness
• credit underwriting
• risk assessment
• Microsoft Office