Business Banking Underwriter III

In this role you evaluate Business Banking loan applications to determine credit worthiness and adherence to lending policies, supporting a steady pipeline of high-value loans. You will approve and conditionally structure credit up to $3MM, and handle more complex exposures up to $4MM, contributing to risk management and loan growth. You'll mentor junior team members and collaborate with cross-functional groups to sustain underwriting quality. This position offers impact through risk-aware decisioning in a growth-focused banking environment.

• health insurance
• wellness program
• retirement savings plan
• life and disability insurance
• paid time off
• paid holidays

• Maintain an individual production pipeline and support the line of business.
• Review financial and credit data to make sound credit decisions for complex credit structures.
• Underwrite loans with exposure up to $4MM; single approval authority up to $3MM.
• Assess risk profile of borrowers and ensure compliance with lending policy.
• Assist with training and mentoring of new hires and support for UW and UWI roles.
• Perform other duties as assigned to support the line of business.

• Bachelor's degree
• 5+ years' experience with business or commercial underwriting in a centralized lending environment
• Proven track record to support high loan volume
• Ability to underwrite credit exposures in excess of $2.5MM
• Authority to underwrite and decision credits without additional signers
• Professional demeanor and ability to interact with all levels within the organization
• Proficient use of Microsoft Office and other internet resources
• Ability to work independently on multiple tasks without compromising quality
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up

• confidence
• assertiveness
• professionalism
• Microsoft Office
• credit underwriting in centralized lending
• risk assessment of borrowers