Relationship Manager II - Small Business Banking

As a Relationship Manager II in PNC's Small Business Banking, you will cultivate and deepen client relationships to grow revenue and market share. You'll manage a portfolio with moderate risk and complexity, coordinating internal resources to offer a full range of PNC products. You will assess credit risk, negotiate deals, and support clients' financial well-being through proactive insights. This role combines relationship development with credit assessment in a collaborative, inclusive environment that values balance and growth.

• medical/prescription drug coverage with HSA
• dental and vision
• life insurance for employee and family
• short and long-term disability
• 401(k) with match and stock purchase plans
• educational assistance and wellness program

• Coordinate relationship activities to grow sales, revenue, and market share for a book of business
• originate, analyze, negotiate, and document credit and non-credit products and services
• manage risk/return and ensure quality for new and existing clients
• identify and mitigate regulatory, reputational, operational, and credit risks
• engage internal and external networks to acquire new clients and expand existing relationships
• present the bank's full range of products to clients and leverage reporting and sales tools to convert opportunities
• demonstrate credit risk analysis capability for more complex requests per internal policies

• 5+ years of industry-relevant experience
• university/college degree preferred; combination of education, certification, and experience considered in lieu of a degree
• strong knowledge of credit processes and financial analysis
• ability to manage relationships and drive sales within risk guidelines
• compliance with risk management frameworks and regulatory requirements

• Client relationship management
• Decision making and critical thinking
• Effective communications
• Reporting tools
• Sales tools
• Advanced credit fundamentals and internal credit policies