Civista Bank is looking for Chief Credit Officer in Sandusky, OH.
This local job opportunity with ID 3939516729 is live since 2026-11-03 17:21:59.
Provides executive leadership for the Bank’s credit risk framework, including credit policies, underwriting standards, portfolio oversight, credit administration, CECL methodology, and regulatory governance. Partners with lending, finance, compliance, and executive teams to protect asset quality and support responsible portfolio growth. Develop and maintain credit risk strategy, loan policies, underwriting standards, approval authorities, and controls. Monitor loan portfolio quality and credit metrics, identify emerging risks, and direct corrective action. Oversee credit approval consistency and advise executives and lending teams on significant or complex credit relationships. Oversee CECL methodology, calculations, analysis, and credit risk reporting to leadership and the Board. Coordinate regulatory examinations, audits, and independent loan reviews while maintaining documentation and governance. Lead credit administration staff, set priorities and performance standards, and support coaching and succession planning. Credit risk management Credit policy development Loan underwriting standards Portfolio risk analysis Loan approval governance CECL methodology Asset quality reporting Regulatory examination coordination Credit administration Commercial credit management5c143e31-5e48-4549-b638-05792d185386
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