Business Banking Credit Analyst 4 - CA Originations

As a Credit . Bank, you will assess and approve extensions of credit by analyzing customer information, monitoring portfolios, and advising final lending decisions. You will help maximize credit quality while mitigating risk through thorough analysis and documentary support. You'll leverage analytical tools to compare options and inform strategic credit actions. This role sits within a risk-aware, data-driven banking environment that values clear communication and policy adherence.

• Healthcare (medical, dental, vision)
• Life insurance
• Disability insurance
• Parental leave
• 401(k) with employer contributions
• Paid vacation and holidays

• Approve or recommend credit extensions for new, renewal, and extension loans
• Conduct comprehensive credit analyses by gathering and interpreting credit information
• Monitor portfolios and identify potential credit quality issues to protect credit quality and minimize risk
• Use software and tools to evaluate credits and portfolios and inform recommendations or decisions

• Bachelor's degree or equivalent work experience
• Typically four or more years of relevant experience
• Strong credit analysis and analytical skills
• Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Effective technical report writing and verbal/written communication skills
• Proficient in navigating various software packages
• Master's degree or CPA certification is preferred

• Strong analytical thinking
• Clear written communication
• Problem-solving under risk constraints
• Credit analysis
• Risk analysis
• Credit policy knowledge