SBL Business Development Officer

As an SBL Business Development Officer, you will originate and manage a profitable SBA loan portfolio, driving growth through strong pipeline development and client service. You will collaborate across the SBL team to market, analyze, and structure loans that fit credit policy while ensuring a positive borrower experience. You will cultivate referral sources, manage documentation, and coordinate with Underwriters and Closers to move loans forward. This role offers the opportunity to influence the SBA lending book and support financial wellness in communities. You will work in a team-focused environment that values compliance, relationship-building, and delivering high-quality solutions.

• Base Pay PLUS Bonuses
• Medical, Dental and Vision Insurance
• 401k
• Health Savings and Flexible Spending Accounts
• Vacation/Sick Time
• Paid Holidays

• Identify and cultivate external referral sources to maintain a steady flow of SBA loan opportunities
• Promote the SBL story and competitive advantages to prospects
• Actively manage and update the loan pipeline, providing timely feedback on leads
• Source loans matching SBL's credit parameters and strengthen the loan portfolio
• Assemble loan packages, prepare income-spread and brief credit memo for underwriting
• Collect and organize borrower documents with proper security for PII
• Address character issues with written explanations and additional documentation as needed
• Participate in initial kickoff calls with borrower and Underwriter
• Assist Underwriters and Closers to gather required documentation
• Maintain positive relationships with clients, referral sources, and internal stakeholders
• Ensure compliance with all regulations and job-related requirements
• Perform additional duties as assigned

• Five or more years of SBA loan origination experience
• Excellent sales acumen and networking ability
• Knowledge of SBA SOP and loan eligibility
• Ability to spread loans and perform underwriting analysis
• Strong communication and client service orientation

• relationship-building
• communication
• customer service
• SBA SOP knowledge
• loan underwriting basics
• income-statement-oriented analysis